Genisys Mobile Banking 5.11.77

Keep a Genisys branch in your back pocket! The Genisys mobile app allows you to manage your accounts anywhere and everywhere! Check balances, transfer money, pay bills, deposit checks, apply for loans, manage account alerts, search for free ATMs and more – all from your phone or tablet.

Registration can be done right from your device. A first-time login will receive an activation code by email, phone, or text message. Please note, users of previous versions of the Genisys mobile app must register as new users, credentials do not transfer.

Always ready when you are, the Genisys Credit Union mobile app is easy to use, secure and offers many convenient features.

Minimum Android version 4.4

Features at a glance:

• View balances
• Transfer funds
• Deposit checks (for qualified members)
• Pay Bills
• Apply for loans
• Create and manage eAlerts
• Control Credit & Debit card access with on/off and card-specific alerts
• Search transactions and view check copies
• Link accounts for quick access using one login
• ATM & Branch Locator
• Check loan and savings rates
• Calculators – auto, home, and mortgage
• Live Chat

At Genisys Credit Union, we believe you should value your financial institution, and when you bank with us, we are confident you will! Not a member? Join today at www.genisyscu.org, or download the application and select Open an Account in the menu.

Current members may be eligible to apply for loans with Genisys Credit Union. Please review the following to understand our lending information, and be sure to check https://www.genisyscu.org/rates for the latest rate information.

Our personal loans have a minimum repayment period of 12 months and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $1,000, and our maximum offered loan amount is $50,000.

Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling, or illegal purposes. Active-duty military personnel, their spouses or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.

Please review our loan cost example below:

• Consider a loan where the borrower receives $10,000 at an APR of 18.00% over 48 months.
• The borrower would repay $293.36 every month.
• The total amount paid for the loan would be $14,080.91.

Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.

Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.